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The End of Life Plannerby Valoren

General information · not a substitute for the advice of an attorney.

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Transfer-on-death deeds in Maryland

What Maryland’s own law and official pages say about transfer-on-death deeds: what the state calls the instrument, what it must say, how it is signed and recorded, and what happens at the owner’s death. Nothing on this page decides whether a deed suits a particular home or family, or how one should be written. That belongs to an attorney in Maryland.

  • Every fact dated, in the official words
  • Each state’s own law

Every quotation checked October 24, 2026

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Every quotation on this page is the official body’s own words, as they stood on the day we read them. The date is beside each one.

The act: recording the deed before the owner’s death, and when it takes effect

A TRANSFER–ON–DEATH DEED IS EFFECTIVE IF, PRIOR TO THE DEATH OF THE TRANSFEROR, IT IS RECORDED IN THE LAND RECORDS OF THE COUNTY WHERE THE PROPERTY IS LOCATED IN ACCORDANCE WITH § 3–104 OF THIS ARTICLE.

That this Act shall take effect October 1, 2026.

Approved by the Governor, May 26, 2026.

Maryland · general information · checked October 24, 2026 · 2026 Md. Laws ch. 750, new Real Prop. §14-1006(a); §4

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FAQ

Common questions

A TRANSFER–ON–DEATH DEED IS EFFECTIVE IF, PRIOR TO THE DEATH OF THE TRANSFEROR, IT IS RECORDED IN THE LAND RECORDS OF THE COUNTY WHERE THE PROPERTY IS LOCATED IN ACCORDANCE WITH § 3–104 OF THIS ARTICLE.

That this Act shall take effect October 1, 2026.

Approved by the Governor, May 26, 2026.

Maryland · general information · checked October 24, 2026 · 2026 Md. Laws ch. 750, new Real Prop. §14-1006(a); §4

A TRANSFER–ON–DEATH DEED IS EFFECTIVE IF, PRIOR TO THE DEATH OF THE TRANSFEROR, IT IS RECORDED IN THE LAND RECORDS OF THE COUNTY WHERE THE PROPERTY IS LOCATED IN ACCORDANCE WITH § 3–104 OF THIS ARTICLE.

That this Act shall take effect October 1, 2026.

Approved by the Governor, May 26, 2026.

Maryland · general information · checked October 24, 2026 · 2026 Md. Laws ch. 750, new Real Prop. §14-1006(a); §4

A TRANSFER–ON–DEATH DEED IS EFFECTIVE IF, PRIOR TO THE DEATH OF THE TRANSFEROR, IT IS RECORDED IN THE LAND RECORDS OF THE COUNTY WHERE THE PROPERTY IS LOCATED IN ACCORDANCE WITH § 3–104 OF THIS ARTICLE.

That this Act shall take effect October 1, 2026.

Approved by the Governor, May 26, 2026.

Maryland · general information · checked October 24, 2026 · 2026 Md. Laws ch. 750, new Real Prop. §14-1006(a); §4

(C) THE FOLLOWING FORM MAY BE USED TO CREATE A TRANSFER–ON–DEATH DEED:

Maryland · general information · checked October 24, 2026 · 2026 Md. Laws ch. 750, new Real Prop. §14-1011(c)

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